Author Archives

Harshita Kaushik

Mutual Funds 1O1- Advantages

Mutual Funds collect small sums of money from a large number of investors. This becomes a large pool of money which is invested into the market and the returns generated are distributed among the investors proportionately. There are many advantages of investing in Mutual Funds:   Professional Management: Investing directly in […]

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Mutual Funds 1O1- Types (Part I)

The mutual funds launch various schemes from time to time in order to attract various types of investors. Each scheme has a specified investment objective like regular income, tax saving, growth etc. A mutual fund is required to be registered with Securities and Exchange Board of India (SEBI), capital market […]

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Mutual Funds 1O1- Introduction

As per SEBI “Mutual fund is a mechanism for pooling the resources by issuing units to the investors and investing funds in securities in accordance with objectives as disclosed in the offer document”.   Mutual Fund is a collective investment vehicle established in the form of trust. Mutual Fund offers investors […]

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The Concept of Savings

Savings may be temporary or permanent. Temporary savings are designed to achieve immediate goals for example purchasing household equipment or going for a trip during vacation. Permanent savings are set aside for future security.  The following are the reasons for savings:  1. To meet the demands at the time of […]

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Your “Practical” Guide to Budgeting

Everyone is aware why budgeting is so essential and how one should not skip it no matter what!! So, let’s get started: It is necessary to list the essential items to make sure that each item is attended in the expenditure plan while portioning the income. Each family may have […]

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Methods to Improve your sleep

If you’re yawning today, you’re not alone. It’s largely because we live such busy lives: Online school, homework, exams, jobs and managing home — all compete for our time. Thus, many of us struggle to get good quality sleep. Sleeping well is essential for your health and wellbeing, and poor […]

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Functions of Clothing-1

Clothes perform many functions for the wearer. They not only cover our body but play a vital  role in shaping our personality. Various functions performed by clothes are described in  following sections:  I. SOCIAL FUNCTIONS OF CLOTHING  a) Clothes are primarily worn for modesty  b) Clothes and Accessories are used […]

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Stock Exchange- Listing Mechanism

Listing of the shares or bonds is a mechanism to include shares and debentures officially on the stock exchange for trading. Securities are required to be listed under Section 9 of the Securities Contract (Regulation) Act, 1956. Thus, listing simply means the inclusion of any security for the purpose of […]

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Stock Index

In finance, a stock index, or stock market index, is an index that measures a stock market, or a subset of the stock market, that helps investors compare current price levels with past prices to calculate market performance. It is computed from the prices of selected stocks.  Stock Index is […]

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Introduction to Screen Based Trading

Earlier system of trading was through an open outcry system which was an inefficient & time consuming system. In this system buyers and sellers had to search for each other on the stock exchange physically. In order to provide transparency, the National stock exchange introduced an online automated trading system. […]

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SEBI & Stock Exchanges

Indian Equity markets have had the history of various scams and malpractices of the brokers and other agencies requiring a strong and effective regulatory body. The unfair treatment to the investor’s community and therefore the lack of confidence in the markets made the government to establish SEBI, an autonomous body. […]

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Guide to Secondary Market

Primary markets help in mobilizing funds through issuance of shares or Bonds/Debentures with a promise that these shares or bonds be sold in the secondary market or stock markets. Any investor holding shares or bonds needs a mechanism through which he can sell these investments.  Secondary market or stock market […]

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Individuality and conformity in Fashion- 1

Individuality means the individual characteristic of a particular person which  makes him different from others. Each person is a special human being and it is this uniqueness which sets us apart from others.  Individuality is self expression. It is the quality that distinguishes one person  from another. It is a […]

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Demystifying OCD

Most people have obsessive thoughts and/or compulsive behaviors at some point in their lives, but that does not mean that we all have “some OCD”.  Obsessive-compulsive disorder (OCD) is an anxiety disorder in which people have recurring, unwanted thoughts, ideas or sensations (obsessions) that make them feel driven to do […]

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EMULATION IN FASHION WORLD

Everybody cannot afford conspicuous consumption. This gives rise to the next phenomenon, the urge to show off i.e. persuasive consumption. Since not everybody has pecuniary power or an income to conspicuously consume i.e. they cannot lead but they can follow the leaders. This is how conspicuous consumption gives rise to […]

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CONSPICUOUS CONSUMPTION IN FASHION WORLD

Conspicuous consumption is the consumption of goods and service on a lavish scale. The purpose and effect of such lavish consumption is to demonstrate pecuniary power and status in society. Sociologically to the conspicuous consumer, such public display of discretionary economic power is a means either of attaining or maintaining […]

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The Financial Planning Process

Before learning the process of financial planning, let’s get a brief understanding of what actually is personal finance planning. So, Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and […]

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The theory behind crisis: Part 1

In mental health terms, a crisis refers not necessarily to a traumatic situation or event, but to a person’s reaction to an event. One person might be deeply affected by an event while another individual suffers little or no ill effects. The Chinese word for crisis presents an excellent depiction […]

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Well Being of Caregivers

During COVID times, We all have realised the importance of well being and caregivers both but people hardly discuss both these topic together i.e. “Well being of Caregiver”. So, in this article we will try to enlighten people about the different practices one could follow to ensure their well being […]

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